2025 401k Roth Contribution Limit Over 50. The limit on contributions by employees who participate in 401(k), 403(b), most 457 plans, and the federal government’s thrift savings plan increases in 2025 to $23,500 up from $23,000 in. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025,.
The 401k contribution limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution. The maximum amount you can contribute to a traditional or roth 401(k) in 2025 is $23,500 or $31,000 if you’re age 50 or older.
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